MaliPay
West African (Mali, XOF) fintech wallet with a Flutter app, custom Keycloak auth, and an interest-free BNPL product.
Key Metrics
43
App Screens
5
Keycloak Authenticators
4
Languages
In progress
Status
About This Project
MaliPay is a multi-repo fintech platform for Mali (XOF) covering P2P transfers, merchant payments, bills, KYC, and an interest-free BNPL product called Kredia. I am the technical lead and sole mobile engineer; the backend API and merchant web are built by other team members.
I solely engineered the Flutter app (43 screens, 9 feature modules, 4 languages including Arabic RTL and Bambara) on a clean-architecture and BLoC foundation, plus a mobile network layer as an ordered Dio interceptor chain. I architected a passwordless phone-OTP and PIN identity system via 5 custom Java Keycloak SPI authenticators (Argon2id-hashed PINs, account lockout) and hardened the production platform on Azure (9-container Docker Compose behind an APISIX gateway).
Technologies Used
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